Your credit score is basically your financial GPA. The higher it is, the more “A+” you look to lenders — and the less you’ll pay for things like cars, homes, or even insurance. But don’t worry, you don’t need to be a math genius or a millionaire to fix it. Let’s turn your credit report […]
Imagine you’re at a restaurant with two friends: Debit Dan and Credit Carla. They both pick up the check, but they do it in completely different ways. That’s basically the difference between a debit card and a credit card—same swiping motion, totally different behind-the-scenes action. Debit Card: Spending What You Already Have Using a debit […]
This question is like the financial version of “chicken or the egg.” Should you put your money into a savings account for future-you, or tackle that pile of debt that’s breathing down your neck like a fire-breathing dragon? Let’s break it down with some simple analogies so it’s fun, easy, and makes actual sense. The […]
financialsmartie.com 