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Real advice from those who know best

Tag: financial-goals

15 Creative (and Actually Fun) Budgeting Tips to Keep Your Wallet Happy

GalleryDecember 9, 2025 kchristensenLeave a comment

Budgeting doesn’t have to feel like a financial root canal. You don’t need to live off instant noodles or cancel every joy in your life. Instead, think of your budget as a BFF who just wants to help you stop crying when rent’s due. Let’s dive into 15 creative, fun, and slightly funny ways to […]

How to Budget for Irregular Income (Freelancers, Side Hustlers, Seasonal Workers)

GalleryJuly 18, 2025 kchristensenLeave a comment

If your income changes from month to month, budgeting can feel like trying to hit a moving target. But just because your paychecks aren’t predictable doesn’t mean your financial life has to be chaotic. With a flexible strategy and a little planning ahead, you can create a stable budget—even on an unstable income. Here’s how. […]

How to Create a Budget Binder That Keeps Your Finances Organized

GalleryJuly 11, 2025 kchristensenLeave a comment

If you’re a visual person who loves putting pen to paper, a budget binder might be your perfect money management tool. It helps you track bills, set savings goals, monitor spending, and stay organized all in one place. Here’s a step-by-step guide to creating a budget binder that actually keeps you on track. Step 1: […]

How to Create a Monthly Budget That Actually Works

GalleryJuly 7, 2025 kchristensenLeave a comment

A budget isn’t just about cutting back—it’s about having a plan for your money that brings you peace of mind and helps you reach your goals. But if your budget never seems to stick, or it falls apart halfway through the month, it might be time to try a new approach. Here’s how to create […]

How to Budget as a Couple Without Fighting About Money

GalleryJuly 2, 2025 kchristensenLeave a comment

Money is one of the top causes of stress in relationships, but it doesn’t have to be. When couples learn how to budget together, they build not only financial security—but also trust, teamwork, and shared vision. Here’s how to budget as a couple (without the arguments) and start working toward your financial goals together. Step […]

How to Make a Zero-Based Budget That Actually Works

GalleryJune 27, 2025 kchristensenLeave a comment

Ever feel like your money disappears the moment it hits your account? Imagine payday comes and you are so excited until you look at again and it seems to have vanished. If this scenario sounds all too familiar then zero-based budgeting might be the answer. This method gives every single dollar a purpose, so nothing […]

How to Budget on a Low Income Without Feeling Broke

GalleryJune 22, 2025June 22, 2025 kchristensenLeave a comment

Budgeting on a low income might feel like trying to stretch a single dollar into ten (especially with inflation nowadays), but with the right strategy, it’s absolutely possible to not only manage your money, but build savings, and even get ahead financially. A smaller paycheck doesn’t mean you can’t create a powerful financial plan. In […]

Beginner’s Guide: How to Start a Budget from Scratch (Even If You’ve Never Budgeted Before)

GalleryJune 20, 2025June 22, 2025 kchristensenLeave a comment

If the idea of creating a budget sounds overwhelming or boring, you’re not alone. Millions of people struggle with creating a budget. Creating a budget shouldn’t be this daunting task that you keep putting off. Think of having and creating a budget a starting platform or outline for your finances. And the best part of […]

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