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Real advice from those who know best

Tag: personal-finance

10 Realistic Ways Stay-at-Home Moms Can Make Money

GalleryOctober 7, 2025 kchristensenLeave a comment

Being a stay-at-home mom is already a full-time job (and then some!). But what if you could earn extra money without leaving the comfort of your home—or sacrificing those precious moments with your kids? The good news is, you can. Think of it like planting little “money seeds” in your day-to-day life. With a bit […]

What’s the Difference Between a Debit and a Credit Card?

GallerySeptember 25, 2025 kchristensenLeave a comment

Imagine you’re at a restaurant with two friends: Debit Dan and Credit Carla. They both pick up the check, but they do it in completely different ways. That’s basically the difference between a debit card and a credit card—same swiping motion, totally different behind-the-scenes action. Debit Card: Spending What You Already Have Using a debit […]

Is It Better to Save or Pay Off Debt?

GallerySeptember 25, 2025 kchristensenLeave a comment

This question is like the financial version of “chicken or the egg.” Should you put your money into a savings account for future-you, or tackle that pile of debt that’s breathing down your neck like a fire-breathing dragon? Let’s break it down with some simple analogies so it’s fun, easy, and makes actual sense. The […]

How Much Should Be in My Emergency Fund?

GallerySeptember 25, 2025 kchristensenLeave a comment

Imagine life is like driving down a highway. Most days, the road is smooth—you’ve got gas in the tank, snacks in the cup holder, and your favorite playlist blasting. But sometimes, out of nowhere, you hit a pothole the size of a crater. That’s when your emergency fund comes in handy—it’s the spare tire (and […]

What Is the Best Way to Pay Off Debt? (Spoiler: It’s Not Winning the Lottery)

GallerySeptember 23, 2025 kchristensenLeave a comment

Debt. The four-letter word that’s actually four letters longer. If you’ve ever felt like debt is that clingy ex who just won’t stop texting you at 2 a.m., you’re not alone. The good news? There are proven strategies to kick debt to the curb once and for all. And no—you don’t need to sell your […]

How Can I Improve My Credit Score? (Without Losing Your Sanity)

GallerySeptember 23, 2025 kchristensenLeave a comment

Ah, the mysterious credit score—that three-digit number that can feel as powerful as a wizard deciding whether or not you’re worthy of a mortgage, a car loan, or even a decent rewards credit card. But don’t worry—improving your credit score isn’t as scary as it sounds. In fact, it’s kind of like leveling up in […]

11 Fast Ways to Make Money If You Lose Your Job Today

GalleryAugust 12, 2025 kchristensenLeave a comment

Losing your job can feel like the rug’s been pulled out from under you—but that doesn’t mean you’re out of options. Whether the job market is dry or you’re just in a tough spot, there are fast, reliable ways to bring in income now. Here are 11 practical ways to make money immediately, even if […]

7 Legal Loopholes to Buy a House Without a Job

GalleryAugust 12, 2025August 12, 2025 kchristensenLeave a comment

Buying a home without a traditional 9-to-5 job might seem impossible—but it’s not. Whether you’re self-employed, in between jobs, or exploring alternative income streams, there are creative and legal ways to qualify for a mortgage or buy a home without a standard employment history. These 7 “loopholes” or non-traditional strategies can help you get the […]

Can You Invest Only $100 and Still Make Money? Yes—Here’s How

GalleryJuly 31, 2025 kchristensenLeave a comment

If you think investing is only for people with thousands of dollars in the bank, think again. Thanks to today’s digital tools and financial innovations, it’s absolutely possible to start investing with as little as $100—and yes, you can still make money. Whether you’re a beginner or simply cautious about where you put your money, […]

8 Flexible Ways to Make Money from Home as a Stay-at-Home Mom

GalleryJuly 31, 2025 kchristensenLeave a comment

Being a stay-at-home mom doesn’t mean putting your financial goals on hold. In today’s digital age, there are plenty of ways to earn an income from the comfort of your own home—while still being there for your little one’s biggest moments. Whether you’re looking for a side hustle or a full-time gig, here are eight […]

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